Are Loans around the Holidays a Good or Bad Idea?

Nov 30, 2017

admin

It is best not to take out a loan to pay for your holiday travel. Holiday travel just gives you a short period of enjoyment. When you come back, you will have to carry the burden of paying back the loan over a few years. If possible, you should try to budget and save throughout […]

Credit Card News

Which Business Credit Cards Offer Cash Back Bonuses May 19, 2018

If you run a business, you should get a business credit card with cash bonus. The cash back feature can help you to save thousands of dollars as you spend […]

Citi Thank You Preferred Card Review – A Solid Card with No Annual Fee April 26, 2018

Citi Thank You Preferred is a rewarding card for spending on restaurant and entertainment purchases. Using your card to pay for these 2 categories of expenses will earn you 2x […]

What Happens to Your Interest Rate If You Miss a Payment on An America Credit Card April 14, 2018

You will get charged with a late fee on the interest fee when you fail to make a minimum payment by the due date on your Bank of America card. […]

Lending News

Personal Loan Offers from Wells Fargo Are Available In These States November 24, 2017

Wells Fargo personal loans are available in 19 states along with the District of Columbia. You can visit the Well Fargo official site and enter your postcode to see if the personal unsecured loan is available in your state. Wells Fargo allows you to borrow a loan amount from $3,000 – $100,000 for the personal […]

How Do Most College Students Qualify For Student Loans October 12, 2017

Many college students have to get a loan to pay for their college tuition fees because their parents don’t have enough income or savings to support their studies. It is common for students to get their parents or family member to cosign their student loan. Getting a cosigner or necessary when the person attending the […]

Which Personal Loan Providers Offer Loan Terms Over Five Years July 13, 2017

Many people are looking for personal loans that can give them more than 5 years to pay off. A loan that has a long term tends to charge higher interest rate but it can make it easier for you to come up with the funds for making repayment. The following is a list of the […]

Finance News

Follow These Three Tips to Avoid a Financial Hangover Heading into 2018 November 8, 2017

Even though the holiday season is the time when a lot of store sales take place, you should not give yourself an excuse to spend more than you can afford. Good planning is the key to avoid overspending so that you will not face financial woes in January. The following are three tips on how […]

How Personal Loan Lenders Verify Employment For Self Employed Borrowers October 22, 2017

For self-employed borrowers, the employment verification process can be a bit different than those who receive a paycheck. Self-employed borrowers don’t receive the paycheck every month from an employer. Because of this, you have to submit more documentation to prove that their business has a healthy growth. While people on paycheck only submit bank statement […]

Consumers Who Want A Personal Loan Lender That Is Local, What Are The Benefits August 27, 2017

If you prefer to get your loan from a local lender, your best option would be the local credit union. Every state has hundreds of credit unions that offer personal loans. You can find out the full list of credit unions operating in your state by going to the NCUA or MyCreditUnion site. You can […]