Are Loans around the Holidays a Good or Bad Idea?

Nov 30, 2017

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It is best not to take out a loan to pay for your holiday travel. Holiday travel just gives you a short period of enjoyment. When you come back, you will have to carry the burden of paying back the loan over a few years. If possible, you should try to budget and save throughout […]

Credit Card News

Review Citi Rewards+ Credit Cards Compared to the Capital One SavorOne Card March 30, 2019

The Citi Rewards+ Credit Card is a great credit card for anyone with a credit score between 670-850. That credit score range makes it best suited for people who have […]

Comparison of Wells Fargo Propel by American Express and the Citi Simplicity Card January 21, 2019

The Wells Fargo Propel American Express Card and the Citi Simplicity Card are both credit cards that are ideal fits for customers who have credit scores between 670 and 850. […]

Comparison of the Capital One Spark for Small Business versus The Ink for Business from Chase January 10, 2019

Capital One Spark For Business Compared To The Ink For Business From Chase We’re comparing and reviewing credit cards for businesses today, giving you the ins and outs for the […]

Lending News

Should You Use a Personal Loan or Home Equity to Fund a Home Improvement Project February 15, 2019

Personal loans and home equity are the two most popular options for homeowners who want to fund a home improvement project. Both types of loans are different and they are also provided by different lenders. Home equity is a type of secured loan that allows you to capitalize on the existing equity of your home. […]

Personal Loan Offers from Wells Fargo Are Available In These States November 24, 2017

Wells Fargo personal loans are available in 19 states along with the District of Columbia. You can visit the Well Fargo official site and enter your postcode to see if the personal unsecured loan is available in your state. Wells Fargo allows you to borrow a loan amount from $3,000 – $100,000 for the personal […]

How Do Most College Students Qualify For Student Loans October 12, 2017

Many college students have to get a loan to pay for their college tuition fees because their parents don’t have enough income or savings to support their studies. It is common for students to get their parents or family member to cosign their student loan. Getting a cosigner or necessary when the person attending the […]

Finance News

Follow These Three Tips to Avoid a Financial Hangover Heading into 2018 November 8, 2017

Even though the holiday season is the time when a lot of store sales take place, you should not give yourself an excuse to spend more than you can afford. Good planning is the key to avoid overspending so that you will not face financial woes in January. The following are three tips on how […]

How Personal Loan Lenders Verify Employment For Self Employed Borrowers October 22, 2017

For self-employed borrowers, the employment verification process can be a bit different than those who receive a paycheck. Self-employed borrowers don’t receive the paycheck every month from an employer. Because of this, you have to submit more documentation to prove that their business has a healthy growth. While people on paycheck only submit bank statement […]

Consumers Who Want A Personal Loan Lender That Is Local, What Are The Benefits August 27, 2017

If you prefer to get your loan from a local lender, your best option would be the local credit union. Every state has hundreds of credit unions that offer personal loans. You can find out the full list of credit unions operating in your state by going to the NCUA or MyCreditUnion site. You can […]