Are Loans around the Holidays a Good or Bad Idea?

Nov 30, 2017

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It is best not to take out a loan to pay for your holiday travel. Holiday travel just gives you a short period of enjoyment. When you come back, you will have to carry the burden of paying back the loan over a few years. If possible, you should try to budget and save throughout […]

Credit Card News

Amazon Credit Card vs Chase Sapphire Reserve August 21, 2018

Amazon Prime Rewards Visa Signature Credit Card by Chase is designed for people who want to earn cash back from groceries. With this card, you can earn 5% cash back […]

Do Credit Card Points Ever Expire? July 5, 2018

Usually, the miles and points you earn on a regular cash back card will not expire as long as your account is open and in good standing. There are a […]

What are the Best Gas Reward Credit Cards To Consider For 2018 June 18, 2018

If you frequently travel around with a car, it will be convenient for you to get a gas reward credit card. Gas rewards credit card allows you to earn rewards […]

Lending News

Personal Loan Offers from Wells Fargo Are Available In These States November 24, 2017

Wells Fargo personal loans are available in 19 states along with the District of Columbia. You can visit the Well Fargo official site and enter your postcode to see if the personal unsecured loan is available in your state. Wells Fargo allows you to borrow a loan amount from $3,000 – $100,000 for the personal […]

How Do Most College Students Qualify For Student Loans October 12, 2017

Many college students have to get a loan to pay for their college tuition fees because their parents don’t have enough income or savings to support their studies. It is common for students to get their parents or family member to cosign their student loan. Getting a cosigner or necessary when the person attending the […]

Which Personal Loan Providers Offer Loan Terms Over Five Years July 13, 2017

Many people are looking for personal loans that can give them more than 5 years to pay off. A loan that has a long term tends to charge higher interest rate but it can make it easier for you to come up with the funds for making repayment. The following is a list of the […]

Finance News

Follow These Three Tips to Avoid a Financial Hangover Heading into 2018 November 8, 2017

Even though the holiday season is the time when a lot of store sales take place, you should not give yourself an excuse to spend more than you can afford. Good planning is the key to avoid overspending so that you will not face financial woes in January. The following are three tips on how […]

How Personal Loan Lenders Verify Employment For Self Employed Borrowers October 22, 2017

For self-employed borrowers, the employment verification process can be a bit different than those who receive a paycheck. Self-employed borrowers don’t receive the paycheck every month from an employer. Because of this, you have to submit more documentation to prove that their business has a healthy growth. While people on paycheck only submit bank statement […]

Consumers Who Want A Personal Loan Lender That Is Local, What Are The Benefits August 27, 2017

If you prefer to get your loan from a local lender, your best option would be the local credit union. Every state has hundreds of credit unions that offer personal loans. You can find out the full list of credit unions operating in your state by going to the NCUA or MyCreditUnion site. You can […]