More Banks Returning To Short Term Lending Markets To Capitalize On Margins

Apr 12, 2015

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Once upon a time when Americans needed cash they didn’t turn to their credit card, nor did they turn to home loans. Payday lenders did not exist in this wonderful era either so people did not turn to these predatory lenders since they didn’t exist in this time. Indeed for much of the last century […]

Credit Card News

Citi Credit Cards, Which Current Offer Is Best For The 2017 Holidays October 20, 2017

This holiday season, you may want to spend a lot of money to purchase gifts or travel on a vacation. If you don’t have enough savings, you can first apply for Citi credit cards that […]

Which Credit Card From Chase Is Best For Consumers With Average Credit Scores October 13, 2017

Chase Freedom is ideal for people with a credit score in the upper 600. You can earn 5% cash back on rotating bonus categories for up to a maximum of $1,500 in spending limit per […]

What are the Best Perks that Come with the Amazon Credit Card September 23, 2017

Amazon store has launched its own credit card called Amazon Rewards Visa Signature Card through Chase Bank USA. This card can help you to get up to 3% discount on all items you purchase at […]

Lending News

How Do Most College Students Qualify For Student Loans October 12, 2017

Many college students have to get a loan to pay for their college tuition fees because their parents don’t have enough income or savings to support their studies. It is common for students to get their parents or family member to cosign their student loan. Getting a cosigner or necessary when the person attending the […]

Which Personal Loan Providers Offer Loan Terms Over Five Years July 13, 2017

Many people are looking for personal loans that can give them more than 5 years to pay off. A loan that has a long term tends to charge higher interest rate but it can make it easier for you to come up with the funds for making repayment. The following is a list of the […]

Installment Loan Lenders in Oklahoma, Which Credit Unions Have the Best Promotions May 24, 2017

Credit unions in Oklahoma offer personal loans with very low interest APR rate that are easy for the local residents to qualify. Unlike bank, the application process for the installment signature loans is less complicated and the fund is released faster. The following are the top 4 credit unions in Oklahoma offering one of the […]

Finance News

How Personal Loan Lenders Verify Employment For Self Employed Borrowers October 22, 2017

For self-employed borrowers, the employment verification process can be a bit different than those who receive a paycheck. Self-employed borrowers don’t receive the paycheck every month from an employer. Because of this, you have to submit more documentation to prove that their business has a healthy growth. While people on paycheck only submit bank statement […]

Consumers Who Want A Personal Loan Lender That Is Local, What Are The Benefits August 27, 2017

If you prefer to get your loan from a local lender, your best option would be the local credit union. Every state has hundreds of credit unions that offer personal loans. You can find out the full list of credit unions operating in your state by going to the NCUA or MyCreditUnion site. You can […]

How Can You Reduce your Credit Card Balances by a Debt Consolidation Loan June 9, 2017

Credit card debt consolidation involves taking out a single loan to consolidate all your credit card debts. This means that you now only have to make a single payment at a single deadline for all your credit card debts. Many people have difficulties remembering the deadlines of their credit cards and fail to keep up […]