More Banks Returning To Short Term Lending Markets To Capitalize On Margins

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Once upon a time when Americans needed cash they didn’t turn to their credit card, nor did they turn to home loans. Payday lenders did not exist in this wonderful era either so people did not turn to these predatory lenders since they didn’t exist in this time. Indeed for much of the last century […]

Amazon Credit Card vs Chase Sapphire Reserve August 21, 2018
Amazon Prime Rewards Visa Signature Credit Card by Chase is designed for people who want to earn cash back from groceries. With this card, you can earn 5% cash back […]
Do Credit Card Points Ever Expire? July 5, 2018
Usually, the miles and points you earn on a regular cash back card will not expire as long as your account is open and in good standing. There are a […]
What are the Best Gas Reward Credit Cards To Consider For 2018 June 18, 2018
If you frequently travel around with a car, it will be convenient for you to get a gas reward credit card. Gas rewards credit card allows you to earn rewards […]

Personal Loan Offers from Wells Fargo Are Available In These States November 24, 2017
Wells Fargo personal loans are available in 19 states along with the District of Columbia. You can visit the Well Fargo official site and enter your postcode to see if the personal unsecured loan is available in your state. Wells Fargo allows you to borrow a loan amount from $3,000 – $100,000 for the personal […]
How Do Most College Students Qualify For Student Loans October 12, 2017
Many college students have to get a loan to pay for their college tuition fees because their parents don’t have enough income or savings to support their studies. It is common for students to get their parents or family member to cosign their student loan. Getting a cosigner or necessary when the person attending the […]
Which Personal Loan Providers Offer Loan Terms Over Five Years July 13, 2017
Many people are looking for personal loans that can give them more than 5 years to pay off. A loan that has a long term tends to charge higher interest rate but it can make it easier for you to come up with the funds for making repayment. The following is a list of the […]

Follow These Three Tips to Avoid a Financial Hangover Heading into 2018 November 8, 2017
Even though the holiday season is the time when a lot of store sales take place, you should not give yourself an excuse to spend more than you can afford. Good planning is the key to avoid overspending so that you will not face financial woes in January. The following are three tips on how […]
How Personal Loan Lenders Verify Employment For Self Employed Borrowers October 22, 2017
For self-employed borrowers, the employment verification process can be a bit different than those who receive a paycheck. Self-employed borrowers don’t receive the paycheck every month from an employer. Because of this, you have to submit more documentation to prove that their business has a healthy growth. While people on paycheck only submit bank statement […]
Consumers Who Want A Personal Loan Lender That Is Local, What Are The Benefits August 27, 2017
If you prefer to get your loan from a local lender, your best option would be the local credit union. Every state has hundreds of credit unions that offer personal loans. You can find out the full list of credit unions operating in your state by going to the NCUA or MyCreditUnion site. You can […]